Buyer request for CF (or CCC) may not be due to S&P requirement, but others reason(s). It applies to newly built or renovated house.

1. CF (or CCC) gives certainty the house was completed according to the Street, Drainage & Building Act and to the Uniform Building By Law. It means that the house is not illegal. Certificate of Fitness for Occupation (CF) or Certificate of Completion and Compliance (CCC) also means the house is safe and fit for occupation. Imagine buying a car without safety certificate. (Safety Issue)

People think nothing of it since the house stood for so long and they assumed all existing houses have CF/CCC except they were lost. The house could have been built by someone without sufficient building knowledge, without proper design and not supervised by building professional, how do you know there won't be any issue in the future just because there was no problem before? Who will you look for if by then you want to claim damages and without the CF how to win? (Safety Issue)

Recently a friend shared with me a case whereby the house was completed 10 years ago but no CF because the process was never followed through after plan was approved. Imagine the scenario whereby no plan was ever submitted thus no CF - buyer of house has to pay 10x or 20x submission fee as penalty if the local authority imposed it. (Safety & $$$)

Even if the original house's CF/CCC is available, many house has undergone renovations. So does those renovations come with approved plan and CF/CCC too? If none, then the authorities' enforcement staff may come anytime to disturb owners - at that time owner or buyer have to kaotim or legalise the house alteration/addition which would involve fine, submission fee and consultant fee (cost $$$) Also, imagine buying car with kereta potong parts attached but never sent to PUSPAKOM for inspection, will you buy that car?

2. House with CF/CCC enables an owner the fetch a better selling price or bargain for better price compared to a house without one.

3. House or part of house without CF/CCC may not be covered by building insurance. Why would insurance company want to cover fire for illegal house?