PRSF - 100% allocated localy.
PSF - its 70/30%


if u switch by tomorrow, both will calculated base on tommorw price.

its better u switch half to PRSF insted of all.

my sugestion only.

unit trust still not popular in malaysia. tis is due to no enuf education abt tis industry. ppls dont want to invest not because of high SC, its because the risk.

as an agent i hv many experiance ppls saying that, i dont know abt UT, even UT in malaysia since 1959.

yes, i agree with high SC, but who going to distribute the unit trust if SC abolise? if so, sure UTMC biz will effected. and many agent income will effect too.

PRSF invest 100% in local market.

PSF invest 30% from the fund in foreign market.

PRSF looks better since malaysia market stable and doing well compare with foreign market.

take not past performance not indicative of future performance. that why i said switch partialy.

if u want take advantage of PRSF, switch all to bond first. later u switch to PRSF when the local market crash badly. the problem is we cannot time the market. maybe the next GE. or if greece out from euro.

my thought only.

who will win the GE is not the matter. when parliment dibubarkan, all the big fish and FDI will/may redeem the shares and it may drop the KLCI.

if BN win, sure up.. up...up, no worries EPF and PNB is there.

if opposite win, it may drop and recover back.

my thoutgh only.

start investing???? very limited info's... cannot give better solution for you.

low risk funds, yes,
high risk funds, no

yes for both funds if u know how to rebalanced the portfolio time to time or know how to manage the risk.

its all depends how u plan and act on it.

need more infos for better solution.

ur age?
ur risk profile? concervative?moderate?aggressif?
ur goals? retirment? education?
ur expectation ROI?
lump sump or regular invesmt?
EPF or cash?
have u read the prospectus?
any funds in ur mind?

Closure of Sales for Public SmallCap Fund

We wish to inform that Public SmallCap Fund (P SmallCap) will be closed for sales
effective from 2 July 2012 (Monday). We will continue to process investments for
existing Direct Debit and Regular Investment instructions.

Following the above, investors may consider investing in our new fund, Public
Strategic SmallCap Fund (PSSCF) which was launched on 20 March 2012. PSSCF has
similar features to P SmallCap and aims to achieve capital appreciation over the
medium to long term period through investments primarily in companies with small
market capitalisation.

Please contact our Customer Service Hotline at 03-6207 5000 (Kuala Lumpur),
04-729 1500 (Penang) or 05-210 6500 (Ipoh) if you have any enquiry regarding the
above matter.

lock profits at bonds funds is better option rather than repurchase and enter back.

MUTUAL GOLD FREE PERSONAL ACCIDENT INSURANCE

We are pleased to inform that effective 15 June 2012, the age limit for Mutual Gold Free Personal Accident Insurance will be extended from age 65 to 74. With this extension, all qualified Mutual Gold Members age 18 to 74 (terminate at attaining age 75) will be covered.

Other terms and conditions for this insurance coverage remain unchanged.

Please contact our Hotline at 03-6207 5000 should you require further information.


http://www.publicmutual.com.my/OurProducts...MutualGold.aspx

yes another option to top up for cheaper price to get better/cheaper cost per unit.

I don't think anyone buying into or selling out of the fund will affect the unit price.

yes, it is.

unit price will effect by UIC.

UIC = Unit In Circulation.

lets say Fund A.

daily units in the fund A will be change due to in/out no units daily. so its will effect the unit price.

unit price = NAV (fund value) / UIC.

pls read how the unit price calculated in master prospectus.

cheers.

no worries, PM will buy back ur units at any of time..

local or foreign funds? and when start invest?

RM1k only

if u new, dont hurry to buy the UT. educate urself first. if small cap closed, no worry Public Strategic SmallCap Fund (PSSCF) is there for u. if u got to know, share maket not good time now, find out why for ur own benefits.

---

Added on June 28, 2012, 6:31 pmyes, with minimum and do DDI. not need to time the market... just proceed. but it is better, u understand first waht u r buying.

This post has been edited by kparam77: Jun 28 2012, 06:31 PM

DDI = dollar cost averaging monthly via Direct Debit Intrusction.

waht do u understand abt PCSF from master prospectus?

there r many aggressive funds and wyh u choose PCSF? hv u compare PCSF with other aggressive funds? if yes and understand it, proceed,..... if no, compare it fisrt.

take note, i dont say PCSF no good.

yes.. distribution calculated base on how many units u r holding. not when u bought it. even if u switch 1 day before the FYE, u still entitle..... if any.

why u want to switch to the fund? is it because the distribution?