Switching from PSF to PRSF is RM 25.00 per transaction irrespective of quantum.

Selling aka Redemption = no transaction cost.

Buying again into PRSF after redemption = 5.5% sales charge of the total quantum. You do the math, you make your decision.

Xuzen

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Added on June 17, 2012, 2:37 pmYes UT may give you capital gain in 5 years time.

There are various method to find the asset allocation mix. One of the most simple no-brainer method is to take 100 - your current age. Lets just say you are at age 35. So 100 - 35 = 65. Your asset allocation should be 65% equities and 35% fixed income.

Xuzen


This post has been edited by xuzen: Jun 17 2012, 02:37 PM

I am glad so many people rush in to buy Small-cap, that leaves those better performing funds untapped and allow me more time to accumulate.

Thank you all, mucho gracias, ng koi, sieh-sieh, nandri, danke, merci beaucoup, terima-kasih.

Xuzen

PCSF suxs big time... don't throw good money to chase after bad money.

In fact as of now, PM is jaguh kampung.... only their domestic fund perform better than benchmark.

Some of their bond funds are still OK for the time being.

Xuzen

KParam77,

Actually it is a darn good idea to allow investor to sign up DDI using Auto-debit with their credit-card. All my insurance premium payment are done this way, I don't see why Pub-Mut cannot implement it.

Xuzen