Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card v16, Ask general questions here, Please read the 1st post before posting!
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 Jan 2 2012, 01:13 PM
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#61
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Senior Member
522 posts Joined: Dec 2008 
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QUOTE(David83 @ Jan 2 2012, 01:03 PM) Does the bank increase limit in annual basis? In some cases, even twice annualy but this boils down to your spending and payment pattern.  |
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Jan 12 2012, 06:26 PM
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#62
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Senior Member
522 posts Joined: Dec 2008
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QUOTE(link87 @ Jan 12 2012, 04:54 PM) call the public bank CS and said my CC alreday approved. congratulations! |
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Jan 15 2012, 02:01 PM
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#63
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Senior Member
522 posts Joined: Dec 2008
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Just to clarify your post on ringgitwisefool bro Gen-X, i know two individuals who have been awarded a credit limit of RM 1,000,000 by CIMB. Both of them hold CIMB Enrich World Mastercard
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Jan 16 2012, 11:48 AM
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#64
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Senior Member
522 posts Joined: Dec 2008
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QUOTE(Gen-X @ Jan 15 2012, 03:54 PM) Wah really ar? Can get copy of their statements ar? I want to see Hahaha, sorry la bro, I don't have copy of the statement. But I can remember the card number: xxxx xxxx 0001 0825. (the first 8 digit is standard for all CIMB Enrich WMC) I can remember because the last 4 digit number has significance to me. Gfs overseas? No need. In KL got three wives already! I guess I'm not surprised as one needs to spend RM500K with the CIMB Enrich WMC just to get the annual fee waived. Those jokers must have many gf overseas  I think locally CIMB is the only bank granting sky high credit limit like this. But if compared to Singaporean banks, this is nothing to shout about to what they give to their Singaporean clients. Just look at the DBS Insignia card. Credit limit STARTS at SGD 1m. This post has been edited by rockefeller: Jan 16 2012, 12:04 PM |
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Jan 17 2012, 11:21 PM
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#65
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Senior Member
522 posts Joined: Dec 2008
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QUOTE(CP-MH @ Jan 17 2012, 06:25 PM) hi sifu here .. need help .. you mentioned you pay mostly for airline tickets. malaysia airlines? if yes, then it makes sense for you to apply for cimb enrich as it rewards you with 1 enrich mile for every RM 1 charged to your card via www.malaysiaairlines.comcurrently using platinum OCBC bank .. credit limit is RM40k .. my spending on the card is around 4-5k permonth .. usually every 3 months i will clear all the payment .. currently in my statement says that im on 17.5% rate .. is this good or bad ? just realize that my card doesnt have points etc .. just rebate sumthing which i think is very minimal .. let say i want to change to CIMB Enrich , do i need to have account with CIMB ? i dont want to go to bank to ask all these because usually they will try to push useless product .. im paying mostly for airline tickets .. |
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Feb 9 2012, 11:56 AM
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#66
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Senior Member
522 posts Joined: Dec 2008
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MBF has just launched its Visa Infinite. I received a letter saying mine is on its way even when I didn't apply for it. Best of all, GST waived!
Hoping MBF's VI won't be as trashy as it's WMC in terms of perks and privileges. This post has been edited by rockefeller: Feb 9 2012, 12:30 PM |
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Feb 15 2012, 12:59 AM
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#67
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Senior Member
522 posts Joined: Dec 2008
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QUOTE(WaCKy-Angel @ Feb 14 2012, 01:55 PM) I wonder if you know how fast would banks update CCRIS ? Generally, new ccris reports come out every 16th of the month. Banks are given until the 15th to update their record. The outstanding amount / payment conduct is as of the end of the previous month.And when do they do it? I mean lets say due date is 10th every month.. If i missed it say pay on 20th. Would bank updated to CCRIS yet? Example: Let's say one were to walk in to BNM to obtain his ccris report on 17th April 2012, what's reflected on his ccris report is figures as of 31st March 2012. |
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