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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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Human Nature
post Aug 10 2011, 09:41 PM

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Which other card is entitled to discounts at Eraman (airport duty free outlet) apart from CIMB?
Human Nature
post Aug 11 2011, 07:10 PM

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QUOTE(milentechie @ Jun 11 2011, 01:16 PM)
Thanks for the suggestion. Agreed with what you'd said. I am finding ways to reduce the thickness of my wallet. Thinking of getting another wallet/card holder just for storing the cards.

Yeah...a sling bag or tote bag might do the trick to keep everything that you are carrying while on the move.  smile.gif

I also found some interesting credit card holders in Amazon.com that come with protection from RFID scanning. Some can hold up to 10-15 cards.  shocking.gif

user posted image
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you manage to get a card holder? my cards are getting out of shape in my wallet and fear that it cant be swiped at some point.


Human Nature
post Aug 12 2011, 06:38 PM

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That is more for storing business cards. Looks like got no choice but to keep credit cards separately from wallet.
Human Nature
post Aug 13 2011, 05:12 PM

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^ no protection for cardholders
Human Nature
post Aug 18 2011, 09:58 AM

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QUOTE(vexus @ Aug 18 2011, 02:38 AM)
RENEWAL FEE - PRINCIPAL  225.00 

MBF stupid credit card charging rm225 for renewal fee. Damn high !!!

+ i don't receive any special services & rebate throughout the year.

MBF is daylight robbery
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Didnt you read the T&C before signing up?
Human Nature
post Aug 18 2011, 06:53 PM

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QUOTE(vexus @ Aug 18 2011, 05:44 PM)
i email them and request the annual fees to be waived. They agreed to waived it.
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good for you. kesian them kena scold stupid by you tongue.gif
Human Nature
post Aug 23 2011, 06:56 PM

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Usually there is no other charges when not using the card provided you paid fully any outstanding amount, except the GST and annual fee (if any)
Human Nature
post Aug 25 2011, 11:09 PM

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All belong to the same person? Having both visa and mastercard of the same card.
Human Nature
post Aug 26 2011, 10:10 AM

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QUOTE(Gen-X @ Aug 26 2011, 09:56 AM)
To ALL: I was at Macau last few days and only used my MBB Plat MC. And you know what, there were two places where I can choose either to swipe in MYR or MOP based on MC conversion rate.
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Hard Rock boutique over there allows that too. Enjoy your vacation biggrin.gif
Human Nature
post Sep 7 2011, 08:41 PM

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QUOTE(MilesAndMore @ Sep 7 2011, 04:19 PM)
The link did not say that those "supposedly" to be earning more than RM36k/pa do not have to update their income record at Standard Chartered.
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Eh, so those income above the threshold need to update the income record or not? wah so mahfan if need
Human Nature
post Sep 13 2011, 12:29 PM

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QUOTE(sharulzzz @ Sep 13 2011, 12:17 PM)
i want to apply credit card
anyone can help me
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please be more specific. how can we help you?
Human Nature
post Sep 16 2011, 12:18 PM

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QUOTE(munkeyflo @ Sep 16 2011, 09:07 AM)
I want to know if there's a CC that can pay all sorts of bills (Assessment, Quit Rent, Electricity, Water, Indah Water, etc.) online.

Currently I'm using MBF Click and Pay to pay most of my bills online but there are some bills where I can't use MBF to pay such as KL Quit Rent.

I would like to know which is the best CC that is able to pay all my bills online. I don't really care about the cash backs or points or whatever not. I just want a convenient one to pay everything online so that I don't have to log in to other CC or use M2U just to pay the other bills.
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refer here:
http://forum.lowyat.net/topic/1791215
Human Nature
post Sep 29 2011, 02:46 PM

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QUOTE(OrangeStreet @ Sep 29 2011, 02:12 PM)
Wanted to ask: Is credit limit for all credit cards shared even if they are from different bank?

For example Card in Bank A limit 5K, Card in Bank B limit 5K, that means I can use up to 5K or 10K?

I'm thinking to get call for cash service, if I use up 100% of Card A, then will I be able to use Card B?

Thanks.
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I can answer the first and second question. The credit limits for cards from different bank are NOT shared. You can use up to 10k ie. 5k per card in that situation.
Human Nature
post Sep 29 2011, 08:55 PM

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Well said. From not knowing what is a CL just 6 months ago, I gain plenty useful tips and manage to 'save' about 1k from rebates and points redemption during this period, and the figure could easily be more if on-the-spot discounts are considered. All this from just normal monthy expenditure. Nowadays, I find myself being able to give some advice to families and friends who are non-lowyat members too smile.gif notworthy.gif
Human Nature
post Oct 7 2011, 11:39 PM

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QUOTE(celaw @ Oct 7 2011, 11:11 PM)
hi, any thread has all the cc tel no? can't find it..
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you can refer to Gen-X's thread...there is one post listing out all the CS no smile.gif
Human Nature
post Oct 13 2011, 10:00 AM

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Maybank launches Visa Infinite

http://goo.gl/Sj8Bj

Principal: FREE for the first year / Subsequent years FREE if spend a min of RM50,000 per annum
Supplementary: FREE for life
Annual Income: RM240,000

•2 TreatsPoints for every RM1 spend locally
•5 TreatsPoints for every RM1 spend overseas
•10,000 TreatsPoints upon activation of card
Human Nature
post Oct 13 2011, 11:25 AM

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QUOTE(ronnie @ Oct 13 2011, 11:06 AM)
I smell another blog post coming up real SOON.
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actually i smell a new addition to his collection whistling.gif
Human Nature
post Oct 13 2011, 12:08 PM

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CIMB premium cards only offer 2x complimentary visit, but free AF
Human Nature
post Oct 14 2011, 01:41 PM

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QUOTE(cliffe @ Oct 14 2011, 01:38 PM)
My question is..how can i preset the amount of petrol?
such as rm50,rm40..or maybe how many litre i want..
before lift the noozle? after lift the noozle?

tq..i tried already..at shell..but..after i lifted the noozle..i press.."5" and "0", nothing happe.

and if can...how?
and if can, where does it work?
shell?petronas?caltex? or all?
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i am able to preset the amount in ringgit at petronas stations, but i face the same problem at shell stations (since i started using mbb2 amex)

p/s http://forum.lowyat.net/topic/1798403

This post has been edited by Human Nature: Oct 14 2011, 01:44 PM
Human Nature
post Oct 14 2011, 03:00 PM

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I dont think we pay car loan installment using CC..edited..it's card doh.gif

This post has been edited by Human Nature: Oct 14 2011, 03:01 PM

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