To ALL:
Here is my thoughts on the SMS thingy:

1. The cardholder should be given the option to choose the amount to trigger sms notification.

2. If you see Fraud Call Thread and also recent Link Club Thread, telemarketing products are priced up to RM499. If this is the default amount to trigger SMS notification, then I guess it kind of defeat the purpose as you can see from above case, the card was used numerous times and added up to RM800 without a single sms notification.

2. SMS notification should state amount and merchant and time too. OCBC should do something about this.

3. Bank Negara Malaysia should set precise set of guidelines in respect to the SMS Notification for all banks are to adopt and so that the public is aware, else this SMS thingy is a joke.

When I used my UOB card yesterday, not only did I get a SMS notification but I actually got a call from UOB to verify the transaction since I hardly use my UOB.