does ocbc or scb have free IBG transactions and doesn't charge annual ATM fees ?

prefer them to waive the GST upon 1 or 2 or 3 swipes in 1 or 2 months 

Firstly, it is your own fault for signing the application form without knowing the terms and conditions.
Secondly, you have accepted the MBB WMC by using it for petrol. You could have cancel it when the card was issued, now it is too late.
Thirdly, why the heck use the MBB WMC for petrol when you get nothing and not the MBB Dua? Or did your MBB 2 application got rejected?
Fourthly, have you paid the annual fees? Kind of odd that you have the card since April and now only you're concerned with the annual fees.

Well, since you got the MBB WMC now, might as well go enjoy MA Golden Lounge and make your RM1500 annual fees worth it.

currently i got apply a visa gold card from hlb and it is approved ord.but i still never get the card.the problem is now i wan to cancel the card and the officer told me that i need to pay the goverment rm50 fee once the card is approved.it is true?but i still not activate the card yet

I second that. I wonder what is everyone thinking when they apply the credit card just for the fun of it then wanting to cancel the card when it is approved ??

Folks ... GST is payable the moment the card is approved had you apply for it. No need to wait to activate the card. This is outlined in BNM regulations for the GST implementation just in case anyone thinking to complain to BNM asking them to force the bank to pay the GST for you to the govt.

Don't want the card or not sure then don't apply.

Which card has the best rewards point ratio to be exchanged with Mas Enrich points?? or any other frequent flyer points.

I travel to
London/Bern every Quater
Singapore every two weeks
Hong Kong every month

depends on which airline as well..

MBB2 cards as well as Citibank Premier Miles might fit as well..

Aiya ... feel shy lah.
Best card for frequent fliers

1. MBB World Master Card (Used overseas, 1 to 1 ratio on spendings to points)
2. CIMB Enrich World Mastercard (by invitation only and this is different from CIMB WMC hence best if you can get invited)
3. MBB2 AMEX card (Best for local expenditures)
4. Citibank PremierMiles (General multipurpose use but not very rewarding compared to the first 3 above)

However the annual fee is pretty hefty and only reimbursable (yes you pay upfront annual fee) if you spend above RM 100k (without Golden lounge program) & 120k (with Golden lounge program) respectively

You nailed it with the detailed info.
To be precise, the promo for the extra 20% Enrich Miles ends 31 August 2011.

Note : the Golden lounge program is only available where MAS operates their Golden Lounges. Shared and partner lounges are not included if I'm not mistaken.

Hahaha .... depends. Should they replace it with similar Priority Pass privilege like SCB VI, then SCB VI is beaten already. (Note: SCB VI Priority Pass give you unlimited visits unlike other bank offerings which is x no. visits per year) MBB has superior forex conversion and overall points conversion to Enrich system which SCB cannot beat.

Priority Pass mainly give you access to 3rd party lounges all over the world. It is a different class from the airline lounges.
e.g. Compare service levels between PPL and MAS Golden lounge and you will see what I mean.

If MBB WMC offer both Priority Pass and MAS Golden Lounge then they are the best premium card in Malaysia.

..... I hope MBB VP is reading this to offer me a part time job.  (Let me dream ya) And not forgetting Bro Miles and Gen-X.

I did the same thing when I called them up a couple of weeks back. They were stumped by how much their product lag behind their competitor.
And yes, they proudly mentioned that points are 2x with their cards when used overseas and I replied MBB cards are 5x.

They were speechless. 
Can't blame them if they withdraw sponsorship for this thread. At least it goes to show that we are vendor neutral bunch of guys.

Just now I received my statement from PBB. I noticed got 1 transaction which is FAILED on that day and on the same day the CS also called me up is it I use it for online transaction and he told me we cannot proceed. Fine,I accept it then I use other credit card to buy my item from website. End up today the statement stated the transaction went thru which I don't even know it. Called up the CS and she asked me to fill up the dispute form and I have to need to wait up to 6 weeks to 8 weeks. I very unhappy with the answer which is the transaction didn't go thru and charged me ! 

How the bank gonna handle it ?

I believe there is a misunderstanding on your part regarding what the grace period means with MBB CS miscommunicating to you (or you understood him/her wrongly). If you refer to the ABM press release linked below, banks will not charge you late payment fees for valid payments received up to 3 days from statement date. Late payment fees here refer to the 1% late payment charge (min RM5/max RM50). It does not refer to the finance charges, of which banks can apply or ignore.

In my experience, MBB and CIMB charges, OCBC does not.

For the benefit of other members, valid payments above is defined as cleared payments. That means if you deposit a cheque 2-3 days after the deadline, you can expect to get charged late fees as it will only clear after the grace period.

http://www.abm.org.my/upload/Further%20rel...dit%20cards.pdf

juz email scb to increase my platinum visa cl from 16k to 20k.done in 1 weeks without any proof document needed.b4 this call hlb and citi to increase but they asking for income document..too bad this type of service

I called up RHB to cancelled my Visa Plat this week since I'm going to withdraw some funds thus having less than RM200K with them as required for PB.  Just got a call from them asking me to keep the card because the card is free for life for my case the guys said their system shows the card no annual fees until 2048      even if I don't have the minimum amount stated to be eligible for PB Not only that, GST will be waived every year        Don't know if it is true or not but it's a very very good offer    so keeping the card 

hey guys, i received sms from RHB mentioned that debit/credit card mastercard give away 1 free movie ticket if you buy 1 movie ticket from gsc cinema. anyone can verify this?