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 Average people are not rich!, Pick the RIGHT career / business

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MeruChan
post Aug 19 2011, 05:42 AM

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I dont believe in putting all your thoughts and energy to become rich. I pity those who chase money and fortune blindly. I think I'm pretty successful in my own way. I'm not rich, not poor either. Yeah I'm average. Have always been an average student. What I value more in life is my family and relationships with people. I'm grateful for having them and I'll still like the extra time to relax and enjoy life while I'm young rather than constantly be possessed by this drive to become rich and abnormal.

A job is a blessing but if it refrains you from taking a step back and reflect on and enjoy life, then it becomes a curse.


MeruChan
post Aug 19 2011, 02:25 PM

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Added on August 19, 2011, 6:50 am

MeruChan,

What makes you THINK that people that putting all their thoughts and energy to become rich are the people that are actually RICH??

The TRUTH is rich people do not become rich by aiming to be rich. That is the SIDE BENEFIT. Their AIM is to be ABOVE AVERAGE aka THE BEST in their chosen career / business. Becoming rich is the unintended benefits. They are having so much fun in their job / business that money is IRRELEVANT.

In fact, in general, people AIMING to be rich normally do not become rich. They do not have the DRIVE and PASSION to survive the dry spell in order

to be successful. They will jump around dependent on what makes the most money.

YOU cannot be successful in life if your ONLY goal is MONEY. In fact, it is counter productive.

YOU are thinking like an average person. And, I believe probably you have very little to no FIRST HAND exposure to REAL rich people.

Dreamer
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[/quote]

Dreamer, what's rich to you?
Different people have different views to what actually constitutes a person to be rich.
Why are you forcing your ideas on others like that?
What you're trying to say is to tell people to take thigs for granted and always seek and strive to be the best.

In this world, you can never be the best. You will always find someone better than you. Then yes, it's good to learn from people who are better than you and always be humble no matter how smart people say you are. Even if you're the best badminton player for this year , you can't be the best forever.

I agree. People who work with passion and interest will gradually develop the knack of it and become skilled and could then demand a higher pay for it. Yes I agree with this but theres nothing wrong to people who are average. If there's no average people, you can't be the best. If everyone is good at what they dO, this will result in stiff competition. Just like in Korea, I have so many Korean friends. They work so hard. I never really see them having fun. Why do you want to migrate to australia I ask?
There's too much people in Korea. Competition is too high. I can't be the best in Korea but I am at least good in Australia.

Take it easy, mate. Enjoy life as it comes. Never give up and grab golden opportunities when you sense them. Live life moderately and be grateful of what you have then saying to yourself "this is not enough, I need more. I need to try harder"

You know there's always opportunity cost in every choice u make. U learn this in economics. If you value in being the best and being rich then u need to forego something in return. If ure willing to sacrifice for example time with your kids, going out with ur mates, getting enough sleep. Then yeah sure.

I dont know dreamer but the way you're presenting this whole thing is kinda focus on how to get rich. And how average people are just losers. I just find that a bit offensive. Eg. A stay at home mom decides to sacrifice get career to bring up her 2 lovely kids. That's normal. It's parental love. It's unconditional. She's willing to sacrifice a career and bring up her kids. So would u then say she's not successful? Not the best? Just average person who will never get rich? Different people have different thing that gives them satisfactiOn in life. Who are you to say what people should be aiming for? To be te best and be rich? I think that's a load of crap.

Well I do have rich friends but most of them are dealing with illegal biz and I don't want to be a part of that. I don't want to say that I'm rich but I'm a lot more well off than a lot of people I've met. I'm grateful for that every single day. I'm grateful that I can spend more time with my mom who was diagnosed with cancer than chasing something materialistic.




MeruChan
post Aug 19 2011, 06:58 PM

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QUOTE(ivanswk @ Aug 19 2011, 06:07 PM)
Yes u can continue be grateful.

But here are people father pass away while young, single mother brought up six kid.  Everday worry about food, need to borrow money from relative and frend, sometime eat from leftover from dunno how many day before. Everyday live in fear, with no shelter as no money to pay rent.

Can u look at this positively, people work hard because they dun want to go back to kind of life, WTF wrong with u guys keep telling people dun aim for money and money is not everything, have u ever go through days without  food, have u seen your younger sibling go hungry and your old mother sacrfice for u just to place food on the table.
have u have lie and steal to feed your family ?

different people different motivation, is not always about u, have u ever reach suicidal stage on your life, why why i have this kind of life, to end your life is easy, but about your young sibling and your mother
 
sometime people want to work hard and repay their parent kindness.  And that why people want to be above average and to get rich.  cry.gif
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QUOTE(Selectt @ Aug 19 2011, 06:33 PM)
Why are you questioning dreamer's definition of "rich". Hes obviously referring to wealth (financially). This thread has been going to 5 pages already, you still have no clue what dreamer trying to tell? Everybody wants to achieve financial independent, wealthy, rich or whatever they want to put it. If you are not, then why bother clicking into this thread? Moreover, the way you are going at him is completely baseless or should i say it is your own emotional outburst.
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I am sorry to hear bout your circumstances. and as I say I know a lot of people out there are struggling,
I am not asking people not to aim for money or financial independence but I am saying dont be too obssess in making money that you forget bout everything else that is equally important. that's what i am trying to say.

honestly, I just read the first post of TS. and i am merely asking him what does he mean by rich. if he means being financial independent is rich then okay. but if he's implying that you have to be a millionaire or somebody like donald trump then no. I dont agree that everyone has to be like that to be happy.

I am trying to promote a moderate living. that is having a job that pay bills and enable you to save for your retirement and also having time to appreciate things and people around u.

and i am not saying this is about me either. i am sorry if i come across that way but i really do not like people who are obssess with making money and trying to be rich and when they are..they shove it in other people's face and look down on them and say they are just "average" people and i am the best kinda bullshit.

perhaps, dreamer is trying to motivate. but I just dont like how he is saying average people cannot be rich. my brother's pretty average. and he's financially independent. he's not the best in his job but he has his skills that are in demand. you know what i mean?
MeruChan
post Aug 19 2011, 11:53 PM

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I get your drift now.
I'm a recent graduate. Majoring in professional accounting. Work myself thru out uni and now I'm in Australia workin part time as a waitress while studying for my CPA hoping to complete all 6 professional segments in a year then return to Msia to get a job either in banking or tax. With the money I save, I'll leave it in my Australia bank account to reap interest which I could get prolly around rm500 a month.

So am I on the right path?
MeruChan
post Aug 20 2011, 03:24 PM

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QUOTE(kelvin_tan @ Aug 20 2011, 01:19 AM)
@Meruchan
Receiving interest of RM500 monthly which would mean AUD150+ a month.

AUD IR is currently at 4.75%.

AUD10k a year would get you AUD475 a year on interest which translates to RM1425 which is FAR from RM500 per month.

Based on that, you are probably having about AUD40k ++ to be able to achieve RM500 monthly on interest. You are damm rich for a student.. Waitresses get paid that well ? tongue.gif

Your interest cannot beat inflation btw, your value of money is getting less and less every year.
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ermm i get paid 23$ an hour and i only work 25 hours a week.
i dont pay rent cos im living at my brother's ..i have fon bills, i own a car which i bought with cash so i pay 30$ petrol. and groceries..that';s bout it. i am just really frugal here and i dont have time to go out cos i have to study for CPA cry.gif

basically i get 0.006% interest on my goal savers account each month. so if i have 10k i get 60 bucks a month.
true that but i am not ready and educated enough to be investing in shares. I would like to do that in the future after i have completed all my studies.

QUOTE(pUpUnOOb @ Aug 20 2011, 10:38 AM)
is this thread becoming a platform for the rich to diss the poor?
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that's what i first thought when i read the 1st post.

QUOTE(Materazzi @ Aug 20 2011, 12:45 PM)
meruchan, why don't you become waitress in your life since you can get 500rm/month passive income.

If you become auditor in big 4 malaysia, most likely you get 2.6k/month, put in the bank it is only 150 rm/month interest rate.
Rich people don't follow the herd.
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but i dont want to be a waitress for the rest of my life. i want to do something more challenging and be able to grow and experience more in life.
but i really like my job at the restaurant..it's not as easy as just taking orders and running meals. we are a very busy restaurant and a few days a week i get rostered to be the head waitress where i have to take care of the floor and determine where customers seat. I have to make sure everything on the floor runs smoothly and every customer is happy.


Dreamer ~ 1) but a lot of people have different skills in deman. just like accounting. i have accounting skills that is in demand in australia but i am just an average accountant.

2) wait i have to go to work..i 'll reply when i am done with work.

 

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