Investment (Local and International), Everything About Investment
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 Feb 15 2006, 10:42 AM
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#21
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All Stars
52,874 posts Joined: Jan 2003 
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Life Insurance insured sum is decreasing as your age increses (the year you bought the policy).
For age around 20-23 (roughly), you can get a protection of RM150 ro RM200k. Well, it also depends on how much your pay for the premium. This example is based on RM200/month or RM2400/year. Stitchy® |
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Feb 15 2006, 02:20 PM
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#22
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Ken @ Feb 15 2006, 01:57 PM) how bout those so call 'investment plan policy + insurance' by by GE or AIA??? Are you referring to investment-link insurance policy?now those insurance agents keep promote those kind of policy...say can save money and also get protected  Stitchy® |
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Feb 15 2006, 02:33 PM
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#23
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Ken @ Feb 15 2006, 02:28 PM) yes....any comments?good to buy? My FP also quoted me that kind of policy. Since it involves investment, there's some risk on it as compared to the conventional type of insurance policy. I have no time to consult my FP for depth discussion on this.  Any other more professional views on this matter, guys? Stitchy® This post has been edited by David83: Feb 15 2006, 02:34 PM |
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Feb 19 2006, 08:28 PM
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#24
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All Stars
52,874 posts Joined: Jan 2003
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What is MRTA?
Stitchy® |
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Mar 7 2006, 06:30 PM
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#25
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(dreamer101 @ Mar 7 2006, 05:22 PM) Why can't you save the money from MRTA and buy a bigger life insurance?? Is it because you are taking a 90% housing loan and the bank force you to buy MRTA?? How much MRTA costs? I meant in a monthly installament? RM100 per month? RM200 per month?Dreamer The Power of Three will set us free. |
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Mar 9 2006, 07:52 PM
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#26
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(...PS... @ Mar 8 2006, 07:45 PM) I think you are right as well. That's the reason why you seldom hear people buy MRTA instead of life insurance. In my opinion, i rather put all the money i wanna pay for MRTA in the life insurance. Let's say if anything happen to me, i'll still be covered by the insurance. So my family can use a part of the money to pay for the house, right? Some policy got coverage on 36 Deadly Diseases ... not so sure about the details but if you one of these group diseases, the insurance will pay some money for it.But i'm wondering that if i put all the money into the life insurance, will they pay for all the illness or problem i face on my life ha? I heard they only payout for certain type of illness, right? About the MRTA, the bank will ask to buy it no matter how, right? This post has been edited by David83: Mar 9 2006, 09:23 PM |
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Apr 26 2006, 12:43 PM
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#27
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All Stars
52,874 posts Joined: Jan 2003
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My agent doesn't bother constanntly to top up my investment.
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Apr 26 2006, 02:18 PM
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#28
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All Stars
52,874 posts Joined: Jan 2003
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The UT agent exam isn't cheap ... >RM100. I also wanted to take the test.
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May 16 2006, 06:14 PM
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#29
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All Stars
52,874 posts Joined: Jan 2003
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KLCI drops nearly 5 points today ... yesterday also dropped. What does this circumstance indicate?
This post has been edited by David83: May 16 2006, 08:04 PM |
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May 18 2006, 01:46 PM
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#30
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ky_khor @ May 18 2006, 01:39 PM) I'm planning to invest in PB fund. But there're so many fund PB offers. hmm... which is the best in overall? I have two equity funds with PM; Ittikial and Far-East. |
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May 18 2006, 03:40 PM
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#31
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ky_khor @ May 18 2006, 03:34 PM) hmm ok if i want to start my investment on Mutual Fund let say Ittikial: The annual administrative charge is 6.5% of don't know what. The minimum initial captial is RM500 as you read. The minimum capital injection (topup) is RM50. Since you have no profile/account with PM, you need to approach a PM agent to do the registration for you. I assumed you know how mutual fund and dollar averaging concept work. You can topup your investment via PBebank after that once you have your fund account number.http://www.publicmutual.com.my/page.aspx?name=PITTIKAL wat shud i do step-by-step? i've not register the fund account nor sharelink. but i've Saving account and Pbe activated. it that link, it says the min u can throw in is RM500 right? btw i'm not clear about the fees and charges even after reading that webpage. can somebody make it clear for me? You'll start your investment with a -6.5% simple rate of return; meaning it's a lost. As time goes and you add more money, you'll see this figure will increase gradually. This post has been edited by David83: May 18 2006, 03:42 PM |
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May 18 2006, 04:36 PM
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#32
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ky_khor @ May 18 2006, 03:56 PM) thanx david83. Tutorial for? I don't think that you need a tutorial to buy a fund.if someone can post a tutorial, i can paste it on the first post of this thread. |
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May 18 2006, 05:12 PM
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#33
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All Stars
52,874 posts Joined: Jan 2003
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Another day KLCI drops sharply ... closed at 947.78 after declined nearly 11 points.
Yesterday was a UP day and the day before was a DOWN day. |
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May 20 2006, 12:57 AM
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#34
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All Stars
52,874 posts Joined: Jan 2003
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Another DOWN day ... drop nearly 4 points.
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May 22 2006, 05:11 PM
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#35
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All Stars
52,874 posts Joined: Jan 2003
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KLCI closed after a drop of nearly 19 points. Greater than last week's.
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May 29 2006, 09:46 PM
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#36
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All Stars
52,874 posts Joined: Jan 2003
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I don't think that the market is affected by World Cup.
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May 31 2006, 05:56 PM
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#37
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All Stars
52,874 posts Joined: Jan 2003
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At the end of the day, it's still a DOWN day for KLCI.
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Jun 4 2006, 11:35 PM
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#38
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All Stars
52,874 posts Joined: Jan 2003
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Wow ... you're so young!
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Jun 14 2006, 03:07 AM
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#39
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All Stars
52,874 posts Joined: Jan 2003
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Not just the KLCI is affected. The whole region is affected. Drastic drop ...
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Jun 14 2006, 02:52 PM
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#40
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All Stars
52,874 posts Joined: Jan 2003
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^What kind of investment is that?
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