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 Investment (Local and International), Everything About Investment

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SUSDavid83
post Dec 23 2005, 02:19 PM

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New FD scheme ... 3.8% for 8 months.

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SUSDavid83
post Dec 25 2005, 11:53 AM

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^IPO? In Bursa Malaysia?

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SUSDavid83
post Dec 26 2005, 02:09 AM

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Hope it won't be ended up in a direct sales/MLM scheme. tongue.gif

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SUSDavid83
post Feb 6 2006, 02:08 AM

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The increasing inflation rate will offest the interest you gained from FD. Investing in FD is not a very briliant strategy.

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SUSDavid83
post Feb 6 2006, 09:45 AM

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The interest of FD offers is less than 4%. Thus, it's not a very good type of investment. Even EPF gives 4.5% and ASN/ASB is definitely higher than that.

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SUSDavid83
post Feb 6 2006, 05:05 PM

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How to invest in your children? Don't worry about this early ... you'll get this responsibility once you get married.

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SUSDavid83
post Feb 6 2006, 05:47 PM

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How to do an effective compounding investment? Recommend some ...

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SUSDavid83
post Feb 6 2006, 06:06 PM

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I'm definitely want to give my kids proper education ...

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SUSDavid83
post Feb 7 2006, 01:09 PM

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My brother opened a PremierInvest fund before. I took the policy to my financial planner to evaluate and he said that this fund or policy is stupid. The protection and investment is low as compared to investment-linked insurance policy and mutual fund/unit trust.

So, I have no idea about this. I let my brother to decide and he terminated the policy after heard the advices of my financial planner.

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SUSDavid83
post Feb 7 2006, 01:42 PM

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He's doing a lot of services. He's a PM agent too.

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SUSDavid83
post Feb 8 2006, 01:23 PM

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Should be available at Maybank web site ... as my financial planner did send me a URL regarding that. Sorry, I didn't keep the link.

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SUSDavid83
post Feb 8 2006, 11:43 PM

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QUOTE(mobiusone @ Feb 8 2006, 11:25 PM)
what if the central bank increase or decrease the interest rate?
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If BNM alters the rate, other institution banks will or must follow.

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SUSDavid83
post Feb 9 2006, 10:36 AM

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Great Eastern Life and UniAsia also got. I don't think only confined to that 3 companies.

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SUSDavid83
post Feb 9 2006, 11:22 AM

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It's not encouraged to buy mutual fund especially those based on equity funds in large sum method.

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SUSDavid83
post Feb 9 2006, 08:47 PM

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My PM agent/financial planner said that PM is very careful with this new fund as you guys also aware that it's the first time PM invests abroad. He advised me to wait and see at this moment while keep topping up my investment.

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SUSDavid83
post Feb 11 2006, 12:12 PM

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This is strange as my financial planner is quoting a investment-linked proposal from Great Eastern Life. Anything fishy here?

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SUSDavid83
post Feb 11 2006, 06:05 PM

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QUOTE(dreamer101 @ Feb 11 2006, 02:00 PM)
Folks,

Until you know how to calculate investment return with some tools like Excel, you are at the mercy of whatever someone tell you.  For insurance + investment scheme, unless someone tell you and you can trust the person, you have no idea how much money you paid is in investment versus insurance.  This is adding an additional degree of complexity and confusion. 

This is a test.  Can you tell the difference in interest rate between a housing loan and car loan in Malaysia??  A 8% interest car loan is equivalent to housing loan of how many percent interest?? Is it more than 8% or less than 8%?

If you have a choice of taking

A) 5 years 50K car loan  or

B) 5 years 50K housing loan

Which one will costs you less interest?

Dreamer
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Help to enlighten us ... biggrin.gif

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SUSDavid83
post Feb 14 2006, 02:10 AM

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What's future markets? Mind to elobrate ...

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SUSDavid83
post Feb 14 2006, 08:45 PM

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For those who invested in PM Far-East Select Fund, here's a good news I guess.

http://www.publicmutual.com.my/article.aspx?id=5144

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SUSDavid83
post Feb 15 2006, 12:51 AM

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That's a very comprehensive and thorough description. notworthy.gif

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