agree. and some of the banks even mention it's a BT account. e.g. Hong Leong Bank.

you can consider to do BT from Hong Leong bank. For example, you apply 10K of BT...then HL will made payment of 10K to your saving/current account.

no offense.. but i think u r the one who dunno the special 'benefit' of HLB BT.... i.e. HLB is the bank you can BT the cash out. no need outstanding balance.
if u don't believe, give HLB a call.


the trick is, once u got the HLB BT approved and received the $$. then fast fast transfer HLB BT to another bank, e.g. UOB 6months ,0%. With this method, u can save some interest. This is particular useful for those ppl who want Cash in short term.... and payback full amount when dued.

don't forget to keep some balance in the HLB... early settlement will get panalty of RM100.


This post has been edited by pisang: Feb 22 2012, 10:41 PM

yeah, say .... you keep RM300 in the HLB BT account. The interest charged is very minimal. should be less than RM2 per month.

can. but you will end up kena panalty for early full settlement.

the detail i can't recall... but you must pay RM50 min. per month. To make the calculation easy, just keep RM50 x 6 in the account. the interest charge is really very minimun la..

don't take the risk (panalty RM100), unless you are very sure about it. Keeping RM300 in the account is very safe method.


This post has been edited by pisang: Feb 22 2012, 11:13 PM