can i register a c.card and use like balance transfer method to buy a car.. so at least the interest rate is lower compare to personal loan.. am i right?

haha im buying a 19years old car soo car loan is definitely out.. its either personal loan or BT, and im only wishing to loaning about RM18,000 amount and let it be 2years installment, so far i only sees BSN had the best offer, 24months period with 12months 0%  and the rest 0.375% which mean its only 2.25% p.a am i calculated right? so my monthly installment will be RM783.75.. am i right? please correct me.. thanks for ur effort of replying shiroikun

errr shiroikun i think u were wrong.. pls visit http://www.mybsn.com.my/pb_transferplan.html from that table you could see that it offering 12months of interest rate free (0%) and another 12months are to be charged 0.375% interest rate.. so in 2 years time u end up only pay 12months interest..

hi sifus..im newb overhere..just wanna ask... let say i have balance rm4500 that need to pay to maybank and thats the limit of my cc... so if i do BT to cimb...will all my debts with maybank settle? and can i used my maybank cc like normal?

ok. just wondering about the process/possibility of BT out a BT'ed amount from CIMB to Maybank.

for the mbb2 BT transfer how long it takes to process? they say its 10 days but usually those of u who did it how long?

u fax to them or via email ?

MBB2 BT, once v got d card, how many time v can do transfer?

maybank BT promotion is come back

sorry if this has been asked. first time did BT today.

wanna ask if my statement is RM5100 and i did a RM5000 BT, then before the BT  appear on my original card bank i pay them RM500, so now the amount left is RM4600. what happens if the BT is approved?

Guys, what do u all think about this offer:

September 22, 2011 18:18 PM

Bank Rakyat Launches Card Credit Balance Transfer Campaign

KUALA LUMPUR, Sept 22 (Bernama) -- Bank Kerjasama Rakyat Malaysia Bhd on Thursday launched a credit card balance transfer campaign which allows over 200,000 holders of its credit cards to enjoy an annual profit rate of nine percent and a three percent cash rebate.

"This campaign makes it easy for our customers to transfer balances from their other credit cards to Bank Rakyat credit cards.

"This balance transfer with rebates is the first in the country," the cooperative bank's Credit Card Department Manager Khairil Hamzah said at the launch ceremony officiated by Deputy Domestic Trade, Cooperatives and Consumerism Minister Datuk Tan Lian Hoe here.

The miminum balance for transfer is RM1,000 while the maximum depends on the limits offered by Bank Rakyat and subject to cardholders' available balances.

The nine percent profit rate is for a year and no processing fee is imposed on the transfer.

In addition, the outstanding balance will be covered by takaful should the cardholder die or permanently disabled.

"This rebate is a way to show our appreciation to cardholders for their support towards the Bank Rakyat Credit Card programme," Khairil said.

The campaigh which ends on Dec 21 is expected to increase the amount of balance transfered by 30 percent from the average recorded in the Jan-July period.

Paying the minimum, will also get charged by interest right?

Pardon me, I've always been settling the statement amount in full every month. So I don't know what's the effect of paying minimum amount

Under CIMBClicks, I noticed the BT accounts created 2 months ago, the column "Outstanding Balance (RM)" and "Credit Available(RM)" no longer add to the actual BT total amount.... I wonder why.

Anybody with CIMB BT can check their CIMBClicks if your shows the same thing ?

question is how much is the interest rate ? flexi or fixed monthly installment ?

Why would u settle for 3.99% when pbb
Cimb and mbb offer much much lower unless u don't have other cc?

maybe he wants reducing rate typed of BT ? but cimb offer that kind of option also at 0%

apply lower card type je lah. cimb petronas is enough. just want to do BT right ~

CIMb stated buy 1 free 1.. not applicable for 3D movies

U really maximizing CIMB BT and SCB promo until end of year