Strong advocate until the something can beat them.

Yes you can. You can. Just plan ahead. Here I will share my strategy with you.
Strategy 1On weekdays, if you transfer before 5 am, money is in the recipient account by 11am. Just wake up earlier
Strategy 2Same as strategy 1. If you transfer before 8am, money is inside by 2pm.
Strategy 3For transfer of money on weekends, just do it on Friday or Monday morning before the cut-off time mentioned above. For me, personally, I usually do it on Monday early morning before 5am.
Strategy 4Have a Maybank account (I only keep rm1 inside it). Opt for the free one without Rm8+/year. This Maybank is to enable you to withdraw you money as maynank's atm are in abundance compare to Ambank.
Strategy 5It is not practical but still doable. Do your transfer via ATM. Ambank ATMs have IBFT.
The above strategy 1-4, are not just advice. But what I really do since getting truesavers. Told ya, I count every sen of interest. I have no intention of giving the banks free money.
PS I am still waiting for something to able match/surpass Ambank truesavers. Then I will switch.
