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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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zenquix
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Mar 29 2011, 11:39 PM
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QUOTE(avatar123 @ Mar 29 2011, 11:25 PM) How about the cash back for maybankard? Sorry i'm new to credit card and cannot understand the complex calculation x% + y% for xyz condition, quite confusing :S Maybankard2 Amex only gives 5% cashback on weekends. However 5x treatpoints is all-the-time feature.
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zenquix
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Mar 30 2011, 12:39 AM
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QUOTE(skylinestan @ Mar 29 2011, 11:43 PM) Hi...i just wana ask pro here if my requirement can get a cc... 1. Annual Income: RM18k 2. Free Lifetime Annual Fee: A Must 3. Card required for: List all your needs. Petrol,Cash Back/Rebate 4. Existing credit cards if any:Nil. 5. Preferred Bank or Considering CC from banks:Any 6. Others: Anything 7. Estimated Spending per month with the card: Less than RM1K As per Gen-X's post. You should consider a getting a debit card. This post has been edited by zenquix: Mar 30 2011, 12:40 AM
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zenquix
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Nov 1 2011, 11:26 PM
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QUOTE(echoesian @ Oct 30 2011, 06:59 PM) I'm using Citibank Clear Card since 2004. Recently, I just got myself OCBC Titanium Mastercard, my intention is to cancel my Citibank card once my installment payments are settled because I find the cash rebate is more rewarding than collect points. I'm currently looking another card to complement in case the monthly rebate RM50 is exceeded. 1. Annual Income: RM150K 2. Free Lifetime Annual Fee: A Must and also GST waiver! 3. Card required for: Petrol, Insurance Premium, Overseas Transactions, Free LCCT Lounge Access , Cash Rebate or Higher points 4. Existing credit cards if any: Citibank Clear and OCBC Titanium 5. Preferred Bank or Considering CC from banks: No 7. Estimated Spending per month with the card: Average 3k QUOTE(Gen-X @ Oct 31 2011, 12:41 AM) First, you got to decide you want cash back or airport lounge. Can't have both. @ RM150k income he can consider Alliance Bank Platinum CC. That will cover airport lounges and cash backs (tiered up to 2% for first RM5k spending) Only gaps are GST and Petrol (think it is eligible fro cashback only, not the pts part) This post has been edited by zenquix: Nov 1 2011, 11:29 PM
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zenquix
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Nov 22 2011, 09:31 PM
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QUOTE(villa07 @ Nov 21 2011, 04:32 PM) Hi,need suggestion here. I want to apply for credit card. Which one will suit me. Basic salary ~RM2.8k Thanks! pls check first post for format
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