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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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zenquix
post Mar 29 2011, 11:39 PM

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QUOTE(avatar123 @ Mar 29 2011, 11:25 PM)
How about the cash back for maybankard? Sorry i'm new to credit card and cannot understand the complex calculation x% + y% for xyz condition, quite confusing  :S
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Maybankard2 Amex only gives 5% cashback on weekends. However 5x treatpoints is all-the-time feature.
zenquix
post Mar 30 2011, 12:39 AM

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QUOTE(skylinestan @ Mar 29 2011, 11:43 PM)
Hi...i just wana ask pro here if my requirement can get a cc...

1. Annual Income: RM18k

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs.  Petrol,Cash Back/Rebate

4. Existing credit cards if any:Nil.

5. Preferred Bank or Considering CC from banks:Any

6. Others: Anything

7. Estimated Spending per month with the card: Less than RM1K
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As per Gen-X's post. You should consider a getting a debit card.

This post has been edited by zenquix: Mar 30 2011, 12:40 AM
zenquix
post Nov 1 2011, 11:26 PM

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QUOTE(echoesian @ Oct 30 2011, 06:59 PM)
I'm using Citibank Clear Card since 2004. Recently, I just got myself OCBC Titanium Mastercard, my intention is to cancel my Citibank card once my installment payments are settled because I find the cash rebate is more rewarding than collect points. I'm currently looking another card to complement in case the monthly rebate RM50 is exceeded.

1. Annual Income: RM150K

2. Free Lifetime Annual Fee: A Must and also GST waiver!

3. Card required for: Petrol, Insurance Premium, Overseas Transactions, Free LCCT Lounge Access , Cash Rebate or Higher points

4. Existing credit cards if any: Citibank Clear and OCBC Titanium

5. Preferred Bank or Considering CC from banks: No

7. Estimated Spending per month with the card: Average 3k
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QUOTE(Gen-X @ Oct 31 2011, 12:41 AM)
First, you got to decide you want cash back or airport lounge. Can't have both.
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@ RM150k income he can consider Alliance Bank Platinum CC. That will cover airport lounges and cash backs (tiered up to 2% for first RM5k spending) Only gaps are GST and Petrol (think it is eligible fro cashback only, not the pts part)

This post has been edited by zenquix: Nov 1 2011, 11:29 PM
zenquix
post Nov 22 2011, 09:31 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


QUOTE(villa07 @ Nov 21 2011, 04:32 PM)
Hi,need suggestion here. I want to apply for credit card. Which one will suit me. Basic salary ~RM2.8k

Thanks!
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pls check first post for format

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