1. Annual Income: 20k-29k
2. Free Lifetime Annual Fee: No preference..

3. Card required for: 1. Mainly on electrical appliances and furniture which required like few years installment plan.. 2. Petrol.. 3. T n G

Of course preferably card with the max benefit. On rebates, discounts, freebies.. Shopping voucher etc etc.. LoL!

4. Existing credit cards if any: Nothing..

5. Preferred Bank or Considering CC from banks: Maybank, Cimb and maybe Citibak

6. Estimated Spending per month with the card: Should be less thank 2k/monthly

thanks! my actual income is around 28++k/ year. cant reach 30k though >.<