Hi guys,

Planning to apply CC but not sure which one. These are the requirements..hope u all can help me...

1. Annual Income: RM28320

2. Free Lifetime Annual Fee: Yes/No also can

3. Card required for: Cash Back/Rebate, airfare , Overseas Transactions, cheap hotel bookings

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: Air asia and HSBC

6. Others: nil

7. Estimated Spending per month with the card: Less than RM1K