1. Annual Income: Student, I think I'll have to apply for supplementary card
2. Free Lifetime Annual Fee: No
3. Card required for:
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1. It would be great if it can accept Ebay (Paypal only allow address from US, so Ebay is my off limits)
2. Low oversea transaction fees. I thought of getting AmEx but i saw the 2.5% charges compared to Maybank Visa 0.5%. Im not sure if this still stands or not because the thread in LYN stating this was quite old
3. Pump petrol? I heard AmEx is great with points. Not sure about others though
4. Existing credit cards if any: Nil
5. Maybank or CIMB
6. Others: Used most for US online shopping spree
7. Estimated Spending per month with the card: Less than RM1K to RM5k per month occasionally. Most will be less than 1k per month