1. Annual Income: ......
2. Free Lifetime Annual Fee: No.
3. Card required for: Mainly overseas transactions. Locally just petrol.
4. Existing credit cards if any: CIMB Petronas Mastercard
5. Preferred Bank or Considering CC from banks: Considering I'm mostly oversea, must be able to pay CC bills online easily. CIMB is easier since already have current account there. Lounge access is NOT required.
6. Others: Mainly for oversea transaction e.g. hotels, dining, taxi, etc.. Say 10k MYR per month, which card would give me the best monetary return and how?

Appreciate the advise, and thanks.