1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must / waive for minimum transaction apply

3. Card required for: Online booking/transaction, Shopping, Petrol, Movie (GSC,TGV?), Reload TnG, Rebates and Reward points

4. Existing credit cards if any: Nil because its 1st time after graduate.

5. Preferred Bank or Considering CC from banks: Any that is good

6. Others: Dunno..

7. Estimated Spending per month with the card: 1K - 5K


Thank you..

This post has been edited by t3arsCulprit: Jul 18 2011, 05:35 PM

Hi, thanks for replying, it seems like MB2 Cards is good as well..
But I am confuse, the GST is imposed to AMEX and VISA/MasterCard as well so means RM50 each total RM100? lolx
The AMEX 5% weekend cash rebate is attracting.. and TP x5..
Hmm, Petronas is not accepting AMEX rite?

This post has been edited by t3arsCulprit: Jul 20 2011, 10:12 AM

icic.. So the credit card slot at the pump station there would not accept the AMEX?

1. Annual Income: RM32K to RM34K

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Petrol, Maxis Broadband payment, Cash Back/Rebate Only, Groceries, Dining, Cinema, Insurance, other transaction (Monthly Installment, Donation).

4. Existing credit cards if any: Hong Leong Bank GSC Card.

5. Preferred Bank or Considering CC from banks: Any.

6. Others: Parents will use my card for groceries, shopping and sometimes for dining.

7. Estimated Spending per month with the card: 1K to 2K


I see OCBC Titanium card is not bad (Annual income must over 36k), but Maybank 2k card is good too (Annual income over 30k)..

This post has been edited by t3arsCulprit: Jun 24 2012, 12:52 PM

Mostly I will spend on
1) Esso Petrol Station (But now is slowly changing to Petron, I'm lost lolx) or Petronas if cant find Esso, spend up to RM 300 per month.
2) Maxis broadband bill RM 68 per month
3) Groceries is carrefour/giant (Varies from RM 50 to 250)
4) Shopping (jusco, and other clothing stores, amount varies from RM 50 to 250)
5) Dining (everywhere that accept credit cards, amount varies from RM 80 to 300)
6) Cinema (GSC or TGV).

Hmm, for cinema, it is ok, as current I use Hong Leong GSC card only give me 10% rebate which is not much like OCBC and Maybank 2k card offer lolx.. OCBC and Maybank 2k use together is good, but I only want to have one credit card, as RM 50 GST per credit card lolx.. Oh yea, added one more thing, my annual income is less than RM 36k

This post has been edited by t3arsCulprit: Jun 24 2012, 01:12 PM

Oh, I have RHB debit card.
Btw, thanks for the detail explanation.