My Recommendation...
i)
Alliance Bank Cash Back Platinum Benefits as Bellow :
•0% Finance Charge for first 3 months
•Up to 2.0% cash back* on retail spend
•2x Timeless Bonus Points on overseas spend
•Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within
a 12-month period
•Exclusive privileges and discounts at participating merchants
•Instalment Payment Plan at 0% p.a. interest rate at participating merchants
•Unlimited Complimentary Access to KLIA Plaze Premium Lounge•Customer Service Hotline Assistance
•No lost card liability upon reporting
•Worldwide recognition and acceptance
More on Platinum Card:
http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspxii)
Citibank Platinum Card Benefits:
*5x Reward PointsYeah, You can Earn 5x Citi Rewards Point at Selected Dept. Store & Supermarket or Hypermarkets with Citi's Platinum Card
But, the 5x Rewards Points is Capped at $3000/month, after which, It will be back to 1x Rewards Points...
*Complimentary Plaza Premium LoungePresent your Citibank Platinum card for complimentary access to the Plaza Premium Lounge in KLIA, Langkawi International Airport and Sultan Ismail International Airport (Johor)Complimentary travel Insurance with peace of mind:
*Complimentary Travel Insurance*Platinum Rewards and Redemption with Redeem Anything Anywhere Feature *Platinum Purchase/Refund with Extended Warranty Protection Plan Pls, Refer to :
http://www.citibank.com.my/english/credit-...rCode=MYCCLNPLC more on Citibank Platinum Card
iii)
Hong Leong Visa Signature Card*1% Cash Rebate
*DOUBLE Bonus Plus Points
Earn Fast Track and unlimited Bonus Plus Points with 2 Bonus Plus Points for every RM1 spent abroad, 1.5 Bonus Plus Points for every RM1 spent locally
* Frequent Flyer Rewards
* Unlimited Access to Plaza Premium Lounge*Annual Fee($600) Waiver- AF will be waived with a minimum cumulative spend of RM30,000 per annum for subsequent year(s)
Details on HLB Visa Signature:
http://www.hlb.com.my/pfs/cc/cc_visa-signa..._visa-signatureWhile OCBC have Reject You, Why Not You still can Consider These Cards:
i)
Maybank 2Cards the Best Card in Town
It's
FREE for Life with Timeless Treat Point with
No Expire...
*The benefits of 2 cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, and 1 statement.
*You can Enjoy a low Finance Charge of
8.88% p.a. on your outstanding retail balance.
*
5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Card in Malaysia or anywhere else in the world.
*
5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
ii) The Best Card for NEWbie-
UOB One Platinum Card a Pure Cash Back Card
You can Earn Cash Rebate
ON:
*
5% for Petrol (Limited to Total Purchase of $600 every Month Entitled for Cash Rebates, Cash Back capped at $30 per month)
*
5% for Cinema at GSC only
*
2% for Groceries (Limited to Total Purchase of $1500 Per Month Entitled for Cash Rebates it capped at $30 per month.)
*
2% at Pharmacies
*
2% for Telecommunication Bills (Limited to Total Bill of $300 Per Month Entitled for Cash Rebates)
&
0.3% for all Other Purchase
iii) If You like Coffee or suka go on Movie (Weekday), You can also Consider
Citibank Clear Card Benefits from Citibank Clear Card (Timeless without Expire Reward Point Card):
*
Friday Buy 1 Free 1 Movie Ticket (Normal class) at GSC, TGV and Cathay Cineplexes
*
1-for-1 drinks at Coffee Bean & Tea Leaf
*Privileges at Zouk Club KL
*CITIBANK CLEAR CARD 3X REWARDS All Year Long Shop/Outlet in Malaysia:
1. Zouk Club Kuala Lumpur
2. Zouk café & Bar
3. G2000
4. Zara
5. Charles & Keith
6. Borders Bookstore
7. Alexis Bistro & Wine Bar
8. Sakae Sushi
9. Pedro
Please Refer to:
http://www.citibank.com.my/clear/?eOfferCode=MYCCLNCLC more on Citibank Clear card