1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mainly to pump petrol at Petronas, celcom phone bill and Celeb Fitness membership. others if short of cash for emergency cases only.

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: Maybank, CIMB, or recommend me other options.

6. Others: Please be specific : my income based on commission, working hard to get it to atleast RM60k/pa. I would prefer Islamic credit card

7. Estimated Spending per month with the card: Less than RM1K