Hi Gen-X,

From your blog about MBB 2, I saw the following when compared to OCBC TMC



What about if I make online purchase (Amazon, games subcriptions and etc) with MBB 2 Mastercard (instead of MBB 2 AMEX), would the admin charge be at 2.5% too?
What's the admin charge with OCBC TMC?
Isn't the currency conversion rate the same for all banks?

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Added on March 30, 2012, 4:37 pm1. Annual Income:

2. Free Lifetime Annual Fee: A Must (Preferbly)

3. Card required for: Better rebate/cash back (both if possible). Normally spend on petrol, annual insurance payment and online purchases/spendings

4. Existing credit cards if any: AMEX Gold card...

5. Preferred Bank or Considering CC from banks: None, mainly depending on the usage in item 3.

6. Others: Don't care if it gives rebate/cash back/points card as long it gives the best value for money back. But it seems like probably MBB 2 Cards and OCBC TMC so far. UOB One Card not bad too with petrol at 5% and can get up to RM50 rebate just petrol category alone based on this website, http://www1.uob.com.my/personal/cards/cred...b_one_card.html

7. Estimated Spending per month with the card: Around RM800-1500 monthly. Annually close to RM3k on insurance (GE).




This post has been edited by shawnk: Mar 30 2012, 04:37 PM

Gen-X bro, thanks for the detailed explanation. Great to have people like you to share knowledge and help others out!

Ya, but monthly rebate max capped at RM30 for UOB One Card.
Like what Human Nature said, OCBC Titanium is better as long annual income over RM36,000.

Huh? Since when shops charge extra with AMEX payment?

Thanks for the information... at least if they inform (before the payment) then it's fine. Just scared of the hidden charges, really need to double check payment then.

This post has been edited by shawnk: Apr 19 2012, 12:04 AM