Dec 1 2011, 05:28 PM
QUOTE(Gen-X @ Dec 1 2011, 05:17 PM)
Bro, you should follow template in 1st post.
Anyway, click here to read my article on Platinum Credit Cards. In this article I have prepared a table comparing Platinum cards.
From the table - cash back Plat cards are UOB One Card, HSBC Amanah Mpower, Citibank Cash Back and Alliance Bank Plat besides SCB Biz Plat and PBB Plat.
Two important details you failed to provide for me to really understand your requirements and in order for me to recommend to you the suitable Plat card - i.e. monthly expenses and for what type of transactions. But I will give you two options:
Considering that you mentioned about GST in another thread, if you had mentioned you only pump petrol at shell and spend only RM1K/month, no point you get another card because your MBB 2 card good enough (except that you must go pump petrol on Sats and Suns), the Visa actually earns you 1X TP or equivalent to 0.4-0.5% cash returns when redeem for vouchers or use it for on the spot redemption.
But if had mentioned that you like spend RM2K-RM5K/month and need a card for insurance and at places AMEX is not accepted, I will recommend Alliance Platinum MasterCard. Annual fee waived with 12 swipe, earn minimum 0.6% cash back PLUS points (which you can use to offset GST) and unlimited free entry to KLIA Plaza Premium Lounge..
Gen X, thx for the info, i think i will opt for the UOB becoz alam damai got 1 new branch there. i plan my spending on amex around rm1k to capped the rm50 rebate. usually 1 month my cc expense is around, total rm3.5k. And i really prefer the KLIA plaza premium lounge. But i heard UOB CS very bad, same like HL. Emmm, Alliance bank, i will try to avoid coz branch not much and so do their ATM.Anyway, click here to read my article on Platinum Credit Cards. In this article I have prepared a table comparing Platinum cards.
From the table - cash back Plat cards are UOB One Card, HSBC Amanah Mpower, Citibank Cash Back and Alliance Bank Plat besides SCB Biz Plat and PBB Plat.
Two important details you failed to provide for me to really understand your requirements and in order for me to recommend to you the suitable Plat card - i.e. monthly expenses and for what type of transactions. But I will give you two options:
Considering that you mentioned about GST in another thread, if you had mentioned you only pump petrol at shell and spend only RM1K/month, no point you get another card because your MBB 2 card good enough (except that you must go pump petrol on Sats and Suns), the Visa actually earns you 1X TP or equivalent to 0.4-0.5% cash returns when redeem for vouchers or use it for on the spot redemption.
But if had mentioned that you like spend RM2K-RM5K/month and need a card for insurance and at places AMEX is not accepted, I will recommend Alliance Platinum MasterCard. Annual fee waived with 12 swipe, earn minimum 0.6% cash back PLUS points (which you can use to offset GST) and unlimited free entry to KLIA Plaza Premium Lounge..
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