Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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 Oct 30 2011, 07:45 PM
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#1
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Senior Member
892 posts Joined: Oct 2007 From: Penang  
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Guys, any recommendation for my case?
 1. Annual Income: RM30K to RM36K 2. Free Lifetime Annual Fee: A Must 3. Card required for: Petrol, Cash Back/Rebate, AirMiles, Overseas Transactions, Free LCCT Lounge Access 4. Existing credit cards if any: Nil. 5. Preferred Bank or Considering CC from banks: No idea. 7. Estimated Spending per month with the card: Less than RM1K |
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Oct 31 2011, 01:15 PM
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#2
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Senior Member
892 posts Joined: Oct 2007 From: Penang
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QUOTE(Gen-X @ Oct 31 2011, 12:41 AM) Same thing for your case, you got to decide you want Airmiles or Cash Back. Sorry, edit my details. click here to read my article Entry Level Credit Cards - Which Is The Best For You? Also check out OCBC Titanium Mastercard which may be just the right card for you since you spend below RM1K/month. And did you actually read the first post? With RM1K spending, hye have said it will take you 9 years just to redeem for a ticket to SG! 1. Annual Income: RM36K to RM48K 2. Free Lifetime Annual Fee: A Must 3. Card required for: Petrol (Only pump Esso Mobil during weekend), Cash Back/Rebate (Mainly used for dining, movie(GSC mostly, BIG cinema occasionally), groceries(Tesco, Giant, Carrefour, Jusco) and utilities(electric, water, internet)), Overseas Transactions, Free LCCT Lounge Access 4. Existing credit cards if any: Nil 5. Preferred Bank or Considering CC from banks: No idea. 7. Estimated Spending per month with the card: Less than RM1K Can recommend two cards since maximum card per person 2012 onwards is two right?  This post has been edited by prescott2006: Oct 31 2011, 01:18 PM |
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Oct 31 2011, 03:02 PM
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#3
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Senior Member
892 posts Joined: Oct 2007 From: Penang
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QUOTE(Gen-X @ Oct 31 2011, 02:50 PM) Bro, take away the LCCT airport lounge and movies the best card will be OCBC TMC for cash rebate. But you may also consider MBB 2 cards where with the AMEX you can earn more on weekends for petrol and groceries. After read your blog, seem the best card for me are OCBC and Maybank 2 card. Click here to my Cash Back page in my blog. From there click on UOB link and see my 2 tables and if you got time read the articles and I am sure you will conclude with me that OCBC the best for your case.   Can I apply credit card now as I just worked for 3 months. Monthly salary is RM2800, 13.5 month.  |
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Jul 8 2013, 03:28 PM
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#4
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Senior Member
892 posts Joined: Oct 2007 From: Penang
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Currently I have OCBC Titanium, Maybankard 2 and Standard Chartered. I'm thinking to get another Citibank Clear card for movie purpose. Is it the best card for movie? Also, is there any card that offer more than 1% cash back for expenses (exclude from petrol, groceries, utilities), eg, car workshop, online shopping etc.
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