Hi guys n gurls lyn.

i would like some advice b4 applied this cc.

1. Annual Income: 50k above
2. Free Lifetime Annual Fee: big yes
3. Card required for: Petrol, Paying for shoping if I dont bring enough money and paying hotel both oversea and malaysia.
4. Existing credit cards if any: None
5. Preferred Bank or Considering CC from banks: which can offer the best interest.
6. Estimated Spending per month with the card: Less than RM1K

Hope you all can help give some suggestion about which kind of card would be the best and not much hassle.