Hye im new and in need of suggestion from u all,

1. Annual Income: RM30K
2. Free Lifetime Annual Fee: A Must
3. Card required for: F&B, Groceries, Petrol, Cash Back/Rebate Only,
4. Existing credit cards if any: NIL
5. Preferred Bank or Considering CC from banks: Nothing specific
6. Others: Cash back preferred.
7. Fixed expenses per month with the card: RM400 Petrol,RM400 Food & Beverages
8. Non-fixed expenses but recurring in RM: Online shopping (Local & Internationally)

Tq

how hard is it for banks to approve our application? and how long would it take? ive just send in my application to the bank today..hopefully everything is in other and get approved soon..hehehe!

Maybank

maybank just called me and they want me to come to their branch tomorrow..saying that i forgot to sign the declaration form.I'm pretty sure that i signed that declaration form.Any hidden agenda from maybank calling me to come to their branch? hahha..were hoping that im getting approved and can collect the card tomorrow..hehehe..(finger crossed)