hello cc expert! i would like to apply my first credit card and i need it before oct 15 as im going to travel to aussie for 2 months. some bank told me that im not going to get it by oct 15 as im just started working on July 4....any opinion on which bank will accept my application?

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: No

3. Card required for: Petrol, Overseas Transactions, Cash Rebate

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: Nil

6. Others: Nil

7. Estimated Spending per month with the card: RM1K to RM5K

what if i have a clean record ( no car loan, no PTPTN, no education loan) and i work as established staff for a 'Bhd' GLC company?

This post has been edited by nik0ns: Sep 14 2011, 11:24 AM