1. Annual Income: min RM96000 (sole proprietor - 2years++)
2. Free Lifetime Annual Fee: Must
3. Card required for: Petrol, shopping malls, groceries, insurance, utility bills - auto payment
4. Existing credit cards if any: MBB Petronas Gold (RM 10k limit), citibank gold (supp card) (RM19k limit)
5. Looking at CC from: anything
6. Others: prefer RM20k limit

plan to cancel both card and apply 1 card that can have RM20k.
please advice.
thanks