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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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lulu87
post Aug 17 2011, 01:37 PM

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Hi! Great to see there's a thread like this. Please recommend the suitable CC for me, thanks a bunch.

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs. Petrol, Cash Back/Rebate Only, Online Transactions.

4. Existing credit cards if any: None

5. Preferred Bank or Considering CC from banks: Citibank, OCBC, UOB, Public Bank.

6. Others : Basically, I'm applying CC just for my convenient use, like some of the online transactions only allow using CC, or when I don't have cash in hand, which I know I'm able to pay it back at the next month.

7. Estimated Spending per month with the card: Less than RM1K.

This post has been edited by lulu87: Aug 17 2011, 02:08 PM
lulu87
post Aug 17 2011, 04:17 PM

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QUOTE(Gen-X @ Aug 17 2011, 03:39 PM)
For your case, UOB One Card, but I read somewhere (must be UOB Thread)  that UOB card got some issue in regards to Online transactions for certain security measure. Go ask at UOB thread.

Click here to read about UOB One Card.

If you can proof your income about RM30K/yr, also look at Maybankard 2 Cards.

most important thing is you must pay back before the due date to avoid interest chargs.

Please click here and read this artilce CC are Cash Cow For Banks. Are you working for the banks?
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Thanks for your recommendation Gen-X! Nop, I'm not working for the banks. biggrin.gif


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