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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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littleprawn
post Mar 19 2011, 12:24 PM

~Still Learning~
******
Senior Member
1,148 posts

Joined: Jan 2010
From: Deep Blue Sea~


1. Annual Income: RM18k - 30k

2. Free Lifetime Annual Fee: Must~

3. Card required for: Cash Rebate. Accepted at most stores local & overseas. Online transaction~

4. Existing credit cards if any: None~

5. Looking at CC from: Anything~

6. Others: None

Thanks in advance~ biggrin.gif
littleprawn
post Mar 20 2011, 10:26 AM

~Still Learning~
******
Senior Member
1,148 posts

Joined: Jan 2010
From: Deep Blue Sea~


QUOTE(Gen-X @ Mar 19 2011, 01:41 PM)
If you got loans e.g. car and been paying promptly, do try OCBC Titanium MasterCard if you can proof your salary close to RM30K. Or else go pledge FD with them and get same credit limit as your FD pledged.

If cannot qualify for the OCBC, your other options for Cash Back cards with Free Annual fees subjected you swipe 12 times are UOB One Card and and Alliance Credit Card (Cash back based on tiers and you get points too). Other option is Public Bank Debit cards where they do give cash back.
Wokie, thanks a lot for the recommendation~ smile.gif
Btw, is OCBC requirement min is RM36k?
If close to RM30k sure can apply?


This post has been edited by littleprawn: Mar 20 2011, 01:14 PM
littleprawn
post Mar 21 2011, 08:28 PM

~Still Learning~
******
Senior Member
1,148 posts

Joined: Jan 2010
From: Deep Blue Sea~


QUOTE(chemistry @ Mar 20 2011, 11:35 PM)
You can try. But don't expect too much.
*
Wokie thanks a lot~ smile.gif
I try and ask the staff there~
Nearby my office onli~

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