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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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klcc212
post Mar 19 2012, 05:26 PM

Getting Started
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Junior Member
176 posts

Joined: Jan 2003
1. Annual Income: more than RM70000/annual

2. Free Lifetime Annual Fee: Best if there is

3. Card required for: Cash Back/Rebate, Petrol, Dining, auto debit for phone bill

4. Existing credit cards if any: HLB Classic MasterCard since 2007

5. Preferred Bank or Considering CC from banks: Any (Apply MBB 2 Card, but rejected, reason unknown)

6. Others: -

7. Estimated Spending per month with the card: around RM1K to 2k
klcc212
post Mar 25 2012, 09:59 AM

Getting Started
**
Junior Member
176 posts

Joined: Jan 2003
QUOTE(Gen-X @ Mar 19 2012, 05:41 PM)
Based on your requirement, first card to get is OCBC Titanium MasterCard - you earn 5% cash back everyday for Petrol, Telco Bills, TNB, Astro & Dining but the cash back is capped at RM50/month. So it is good for up to RM1K spending only.

Too bad MBB rejected your application for Maybank 2 Cards. Try go to card centre at 1U of KLCC and reapply. If rejected again, go check your CCRIS report.

And since you do spend above RM1K, you may need another card purely for Petrol and you may consider UOB One Card or Citibank Platinum Cash Back where both cards earns you 5% cash back up to RM600 Petrol. Click here to my Credit Card Cash Back Page where I did a Comparison Table.
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Thanks let me go survey survey :-)

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