1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mainly for petrol and ACCA fee payment.

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: maybank, UOB, Hong leong (All nearby house so easier to make payments)

6. Others: Please be specific. Example: can't think of any for now...

7. Estimated Spending per month with the card: Less than RM1K


All your replies are highly appreciated..