thank you, both suggestions came as a surprise to me! i nvr tot of uob, those in my mind are cimb/public bank/hong leong/citibank/standard chartered (see them quite often in the shopping mall). just a further question, being a professional- is there any privilege in getting card? (heard there was cimb professional card or some sort like that previously)
i am reading your blog on credit card, gosh that was alot of information!, need sometime to browse thru it before i can revert back haha, thanks lot

maybe ocbc really target cust for 36k range.

if earned twice, trice, then go to other card type or other bank lah.

so they wont get clean (no outstanding) cust. more profit

Just check your CCRIS.... sometimes something like did not pick up their call leads to rejection.