Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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 Aug 3 2012, 10:33 PM
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#1
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Junior Member
12 posts Joined: Jul 2012 
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1. Annual Income: RM36K to RM48K
2. Free Lifetime Annual Fee: A Must 3. Card required for: Cash Back/Rebate 4. Existing credit cards if any: UOB one card 5. Preferred Bank or Considering CC from banks: any 6. Others: nil 7. Estimated Spending per month with the card: Less than RM1K |
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Aug 3 2012, 11:20 PM
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#2
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Junior Member
12 posts Joined: Jul 2012
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QUOTE(Human Nature @ Aug 3 2012, 10:57 PM) Have a look at Maybank 2 cards whereby its amex gives 5% rebate (cap RM50) on weekends and 5x points everyday. No annual fee. thanks a lot..BTW how abt ocbc titanium? |
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Aug 3 2012, 11:53 PM
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#3
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Junior Member
12 posts Joined: Jul 2012
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QUOTE(Human Nature @ Aug 3 2012, 11:29 PM) OCBC ti gives you 5% rebate for grocery, dining, petrol and utilities, 1% rebate for others (cap RM50), but no points. Annual fee is waived for 12x swipes. It is a mastercard so its acceptance is wider than maybank 2 amex the 5% rebate of maybank 2 amex is it for all weekend spending?all category(grocery, dining, petrol and utilities, and others) any cards that hving rebate for insurance(prudential) |
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Aug 4 2012, 12:13 AM
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#4
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Junior Member
12 posts Joined: Jul 2012
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QUOTE(Gen-X @ Aug 4 2012, 12:06 AM) Yes, MBB 2 AMEX 5% for any type of transactions on Saturday and Sunday plus you also earn 5X TP everyday. my insurance premium are 350 Monthly, so which 1 u recommend?how much is your insurance premium? Monthly, quarterly or yearly? If you paying the premium monthly and less than RM200, with 1% cash rebate you only earning RM2/month. Even with the Maybankard 2 Visa or MasterCard, you will earn 1X TP which gives you approximately 0.5% cash back (or RM1 if Premium RM200/month) when redeem for cash voucher. But if you frequent merchants that do not accept AMEX, then the OCBC Titanium MasterCard better with 5% cash back for Dining, Utility, Telco and groceries. |
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Aug 4 2012, 12:28 AM
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#5
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Junior Member
12 posts Joined: Jul 2012
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QUOTE(Human Nature @ Aug 4 2012, 12:16 AM) may i know what do you need the uob one card for? juz for petrol 7% coz im use bhp..cancel it maybe cancel it, replace with mbb2 + ocbc ti combo. haha crazy idea  Added on August 4, 2012, 12:17 am and petrol too   another benefit is the insurance |
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Aug 4 2012, 12:43 AM
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#6
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Junior Member
12 posts Joined: Jul 2012
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QUOTE(Human Nature @ Aug 4 2012, 12:36 AM) uob one gives 0.3% for insurance, so it gives u RM12.60 rebate in one year, 1% OCBC ti gives RM42. Not so significant if you wanna compare insurance only sorry i mean insurance that uob give 2 they client.. |
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Aug 4 2012, 12:51 AM
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#7
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Junior Member
12 posts Joined: Jul 2012
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QUOTE(Human Nature @ Aug 4 2012, 12:49 AM) hehe, no idea what is that. anyways, we have presented 2 choices to you OCBC ti or maybank 2 card. maybe you can list compare and see which one benefits you most, based on your spending pattern thanks for ur information.. |
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