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This post has been edited by jtcs87: Apr 19 2012, 09:22 PM
Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Apr 19 2012, 09:21 PM
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#1
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Senior Member
2,747 posts Joined: Jan 2006 From: Unhealthy Earth  
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I plan to get a CC for some backup in cash flow. Any suggestion from my criteria at below?
This post has been edited by jtcs87: Apr 19 2012, 09:22 PM |
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Apr 21 2012, 03:12 AM
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#2
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Senior Member
2,747 posts Joined: Jan 2006 From: Unhealthy Earth
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QUOTE(hye @ Apr 20 2012, 07:29 PM) @jtcs87 If i had prepared my full amount. But i don't want for paying in one shot. Is that good to get a CC to the instalment plan?CC is not be used as backup for cash flow. As a fresh grad ... you obviously have the wrong mentality (in a way foolish understanding of debt) to own and use a credit card. If this is your intention (you used the word "cash flow") then no credit card is suitable for you as high risk you'll accumulate debt the wrong way.  |
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Apr 21 2012, 11:05 AM
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#3
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Senior Member
2,747 posts Joined: Jan 2006 From: Unhealthy Earth
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QUOTE(hye @ Apr 21 2012, 07:24 AM) Then pay full amount. This is personal finance that we are talking about here. Installment plan is a debt trap. Understood for it. Thanks.Many people come in this section wish to be personally debt free and regret building debt the wrong way. Here you are keen to build debt the wrong way. |
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May 27 2012, 04:36 PM
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#4
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Senior Member
2,747 posts Joined: Jan 2006 From: Unhealthy Earth
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QUOTE(ckkean @ May 21 2012, 12:31 PM) I've been working for 3 years in my current company. Previous annual income is around 36k. Now i try my luck on Citibank CC. 3 years statement by annual income is around 36k also not approved?  |
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