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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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ivanting89
post Dec 16 2012, 08:45 PM

Getting Started
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Junior Member
65 posts

Joined: Nov 2006
1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Prefer

3. Card required for: Petrol, Groceries, Cash Back/Rebate, Installment Plans

4. Existing credit cards if any: nil

5. Preferred Bank or Considering CC from banks: Any

This post has been edited by ivanting89: Dec 16 2012, 08:46 PM
ivanting89
post Dec 17 2012, 02:01 PM

Getting Started
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Junior Member
65 posts

Joined: Nov 2006
QUOTE(Gen-X @ Dec 17 2012, 09:03 AM)
Maybankard 2 Cards, go read up on it at MBB 2 Cards Thread.
If your petrol usage is more than RM150, worth to consider UOB One Card. If your income is close to RM30K, go try apply Maybankard 2 Cards where many merchants accept MBB CC for installment Plans.

And before you go sign up for installment plans, please click here and read my article titled 0% Installment Plan IS A Trap.

And since you are new to credit cards, I suggest you take my FREE Tutorial on Credit Cards and IF you do not have the cash in hand or savings, please don't use credit cards!!!
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i applied UOB one card online, but still considering to mail other document to complete credit card application because no very convenient to pay credit card bill. for maybank 2 gold card probably doesnt meet annual income section, annual income only 26.4k if sum up my basic salary. any suggestion?

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