1. Annual Income: RM 25-30k
2. Free Lifetime Annual Fee: a must
3. Card required for: petrol, shopping, dining, movie(preferable), air ticket & hotel sometimes (optional for drawing cash overseas)
4. Existing credit cards if any: non
5. Preferred Bank or Considering CC from banks: Any
6. Estimated Spending per month with the card: Spend more if travel

Remark: No need to consider late payment interest rate

This post has been edited by iceman0622: Dec 3 2012, 03:02 PM