1. Annual Income: RM36K to RM48K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate, Overseas Transactions, Dining Offers.

4. Existing credit cards if any: N/A.

5. Preferred Bank or Considering CC from banks: HSBC, Standard Chartered, Citibank. (Or if you have better recommendation)

btw, how many mths of payslip is required? cause i just started working for a month only