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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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homeboy190
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 Nov 23 2011, 09:59 PM
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New Member
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1. Annual Income: RM24K to RM30K
2. Free Lifetime Annual Fee: A Must
3. Card required for: Petrol, Shopping, Movies, Cash Back/Rebate, household and furniture, Telco
4. Existing credit cards if any: Nil.
5. Preferred Bank or Considering CC from banks: Citibank Choice Credit Card (Because I hear that citibank offer many privilege and discount in many hyper)
6. Others: I want to find a CC that its interest rate is low for me to swap when some shop did not offer 0% monthly installment.
7. Estimated Spending per month with the card: RM 1k to 2k.
Thank For Helping.My first CC. So I'm quite blur about it..
Thank A Lot..Have A Nice Day.
This post has been edited by homeboy190: Nov 23 2011, 10:02 PM
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homeboy190
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Nov 24 2011, 09:56 AM
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New Member
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QUOTE(snigapoe @ Nov 23 2011, 11:52 PM) you already know which you wanted you can just go apply it or else you can consider uob 1 card too ya...I'm trying to find if got other CC have better offer.. how about the Citybank Clear Card??Which one better?? Thank~~ |
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homeboy190
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Nov 24 2011, 11:02 PM
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New Member
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QUOTE(Gen-X @ Nov 24 2011, 11:39 AM) Please refer post above and go read my articles i.e. go read 1st page. As for CC with low interest rate for installment, many merchants offer 0% installment with MBB cards but nowadays you need RM30K for get a MBB card. CIMB and PBB credit cards do offer installment plans but not at 0% and it is not a standard feature i.e. most have expiry date. CIMB and PBB do have 0% Balance Transfer but the promo is also expiring soon. Ambank currently offer 0% 6 & 9 months installment plan called AMFlexi-Pay but the promo expire on 31 January 2012. hmm...i always see when i go shopping will saw a board write "citibank cc" 5% discount/rebate & also buy1 free 1 hand-roll at sakae sushi. thats why i got the ideal citibank offer many benefit lo.I think cash rebate i will left a side, wait until i have better salary.. Thank For Helping Yah~~  |
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