1. Annual Income: 36k

2. Free Lifetime Annual Fee: A Must

3. Card required for: online shopping, travel money & emergency

4. Existing credit cards if any: None

5. Preferred Bank or Considering CC from banks: maybank? dont mind.

6. Others: i dun know. i love to travel, so this is important. and can i know whats the credit limit for the card that you'll suggest.

7. Estimated Spending per month with the card: depends. wont spend it every month.