Pls help

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A must but if can be waived also doesnt matter

3. Card required for: List all your needs. 30% for petrol 30% for bill. The rest for shopping. Max expense should be only RM1k for the card.

4. Existing credit cards if any: maybank petronas

5. Preferred Bank or Considering CC from banks: i prefer ocbc titanium, but i heard it hard to get approval.

6. Others: Please be specific. If possible the card can be used at all petrol station. And can get cash back or reward point at giant and jusco.

7. Fixed expenses per month with the card: below 1k

8. Non-fixed expenses but recurring in RM: none. Strictly used for petrol, bill and shopping only.