Hi guys, asking this on behalf of my woman friend.

1. Annual Income: RM200k

2. Free Lifetime Annual Fee: Yes/ a must.

3. Card required for: Travelling occationally (MAS/Air Asia)

4. Existing credit cards if any: OCBC Titanium (just ncie to pay all utility bills and shopping to get 5%)
CIMB Platinum Card (for additional spending after using ocbc for rm1K)

5. Looking at CC from: - planning to cancel cimb platinum n replace with other

6. Others: -

thanks gen x and fly 126 and good morning


a bit clearer now

the cimb platinum is useless after looking at Maybank Platinum 2 in 1 and Alliance Bank Cash Back Platinum


i can see alliance has the advantage of ppc access which i think is better

so is alliance a better take compared to maybank?

but i saw the alliance income eligibility only 60k pa.... is it better if take the alliance Visa Infinite (150k p.a) ... more class rite?

so either alliance visa infinite or maybank plat 2 in 1.

but any way alliance visa infinite can allow principal to bring guest into lounge?

thanks gen-x. r r simply great.

from what u said, i can safely ask her to get the maybank 2 card. i will tell her later.

i just hope the amex is safe and not a lot of fraud case

can she apply online?