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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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deejay220989
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 Jun 13 2012, 02:06 PM
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1. Annual Income: RM36K
2. Free Lifetime Annual Fee: A Must
3. Card required for: Overseas Online Transaction
4. Existing credit cards if any: Citibank Gold (Supp)
5. Preferred Bank or Considering CC from banks: Maybank (I heard their administration cost is only 0.5% while other banks charge more)
6. Others: I buy things from online regularly. Some of my shopping sites do not accept PayPal..so I need a credit card. I thought any credit card will be good for me until I found out that Maybank offers the lowest admin cost. I also read that Mastercard's exchange rate is better than Visa. Read from some threads here.
7. Estimated Spending per month with the card: Around RM2k
Thanks!
This post has been edited by deejay220989: Jun 15 2012, 09:55 PM
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deejay220989
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Jun 15 2012, 09:54 PM
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Sorry..wanted to edit post but accidentally quoted my post
This post has been edited by deejay220989: Jun 15 2012, 09:55 PM
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deejay220989
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Jun 16 2012, 12:25 AM
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QUOTE(Gen-X @ Jun 15 2012, 11:22 PM) You are on the right track, go apply for MBB2 Cards and use the MC for overseas transaction. And I believe even with the MBB 2 MC x1 TreatsPoints, you still get better benefit compared to your Citibank in terms of points redemption. Thank you very much  |
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deejay220989
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Dec 4 2012, 08:10 PM
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QUOTE(deejay220989 @ Jun 13 2012, 02:06 PM) 1. Annual Income: RM36K 2. Free Lifetime Annual Fee: A Must 3. Card required for: Overseas Online Transaction 4. Existing credit cards if any: Citibank Gold (Supp) 5. Preferred Bank or Considering CC from banks: Maybank (I heard their administration cost is only 0.5% while other banks charge more) 6. Others: I buy things from online regularly. Some of my shopping sites do not accept PayPal..so I need a credit card. I thought any credit card will be good for me until I found out that Maybank offers the lowest admin cost. I also read that Mastercard's exchange rate is better than Visa. Read from some threads here. 7. Estimated Spending per month with the card: Around RM2k Thanks! QUOTE(Gen-X @ Jun 15 2012, 11:22 PM) You are on the right track, go apply for MBB2 Cards and use the MC for overseas transaction. And I believe even with the MBB 2 MC x1 TreatsPoints, you still get better benefit compared to your Citibank in terms of points redemption. Hi Gen-X, I'm wondering if OCBC Titanium Mastercard is better that MBB2 Cards, since I get 1% cashback for other purchases which covers the 1% overseas transaction fee. Besides, I can also get cashback for movies/dining/petrol. Please advise. Thanks! |
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