well since you got MBB Petronas, go apply for Maybankard 2 Cards and get 5X TP for ALL Transactions and 5% cash rebate on Saturdays and Sundays. But this card don't give you AIRMILES not access to LCCT PPL. Goto Maybankard 2 Cards thread for more info.

BUT most Petronas don't accept AMEX. Goto Petrol Thread to read more on credit cards for Petrol. Check out the revamp UOB OneCard too.

For Airmiles, I guess you can consider Citibank PremierMiles and it comes with 2 Priority Pass to allow you to enter LCCT PPL. Click here to read my article on credit cards that gives you access to LCCT Plaza Premium Lounge. If you fly Air Asia. check out Citibank Air Asia where you get to book a day earlier for AA offers.

click here to read my article Malasia Top Ten CC.

You may also click below link to read my article on Maybankard 2 Cards and there is a link to download the application form. Just fill in details and fax to them

http://creditcardsmalaysia.blogspot.com/20...an-express.html
Well, you can use last year Borang BE and EA form, moreover you got card with good record more than 1 year so that's good.

So for cash back and petrol, Maybankard 2 Amex and OCBC Titanium MasteCard. Goto to MBB 2 and OCBC TMC threads.

For Loans with interest, well I guess that would be either HLB or EON Bank. Click below link to read my article. 
http://creditcardsmalaysia.blogspot.com/20...fer-2011-0.html

For BT 0%, CIMB offer ending soon. Maybank have extended 0% 12 months until end of the year. Public Bank also got 0% for 6 months (when ending no idea, you got to go check). FAst fast go apply for another card and then you can either transfer to the new card or into MBB.