Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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 Nov 12 2012, 09:54 PM
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#1
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Senior Member
1,263 posts Joined: Sep 2009  
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1. Annual Income: above RM38k
2. Free Lifetime Annual Fee: A Must 3. Card required for: Unlimited Cash Back/Rebate Only for all retail transactions 4. Existing credit cards if any: MBB 2 & SCB business platinum 5. Looking at CC from: Any 6. Others: I want cash back/high rewards pts for all retail transactions. Better if is straight cash back. If reward pts value is higher than cash back, I'm ok also. |
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Nov 13 2012, 12:42 AM
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#2
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(Gen-X @ Nov 13 2012, 12:52 AM) Bro, looking for a card to replace you SCB Biz so fast Haha.. You can read my mind bro! If you had read Petrol Thread, MBB Petronas Visa until Feb 2013 earns the card holder minimum 5X TP everyday which is really good. However, above is for limited time, as for unlimited straight cash back - HLB Essential with 1% cash back comes to mind. If you spend between RM2K to RM5K per month, Alliance Plat is really good and got Unlimited entries to KLIA PPL with it. Anyway, click here to read my previous article at My Credit Cards titled Earn Pocket Money with Your Credit Cards where I gave different scenarios for different spending pattern.  I want this card for normal transactions other than petrol, groceries and Telco as I paid these 3 categories with mbb 2 amex. So looks like Hong leong essentials/fortune fit me the most. However, based on the feedback from forumer here. I really scared of their CS... =.= The different btw essential and fortune is how u get the cash back? Anyone know how to withdraw cash back in fortune cards? Btw, did Hong leong essential/fortune provide GST waiver/offset? This post has been edited by celaw: Nov 13 2012, 01:14 AM |
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