1. Annual Income: RM100K-RM200K

2. Free Lifetime Annual Fee: Any

3. Card required for: Petrol, Cash Back/Rebate Only, Overseas Transactions, Installment Plans

4. Existing credit cards if any: Nil

5. Preferred Bank or Considering CC from banks: Any

6. Others: I only want to pay amount due with my M2U online savings account

7. Fixed expenses per month with the card: RM200 petrol, RM50 groceries, RM450 Dining, RM10 Telco, and others RM200.

8. Non-fixed expenses but recurring in RM: NIL