1. Annual Income: RM36K (13month salary)

2. Free Lifetime Annual Fee: Must

3. Card required for:
-petrol
-cash back
-reward point

4. Existing credit cards if any: Dun have

5. Preferred Bank or Considering CC from banks:
-Maybank
-Citibank
-HSBC
-public bank

6. Others: Easy when pump petrol and get some points to change things

7. Estimated Spending per month with the card: <1k

Please advice, thanks ya.

Maybankard 2 cards only can refill petrol during weekend to get cash back and points? Can it be applied to Shell since i'm using my brother's bonus link card.

By the way, is it RM1 = 1 point for maybank card? =)

How about the cash back for maybankard? Sorry i'm new to credit card and cannot understand the complex calculation x% + y% for xyz condition, quite confusing :S

ic, not bad also. Plus i can easily pay my bill every month since maybank branches is everywhere.

Thanks alot for the useful tips!

Anyone know how to apply maybankard 2 gold card through online? Thanks.

Ok i just registered through the official website. Waiting for them to contact me. Thanks for your help Gen-X

Do we need to pay upon registration? Annual fee means if April 2011 is until April 2012 or Dec 2011?

The goverment tax RM50?