yalah , annual is per year. Well, since you earn >RM100K, and if your salary is deposited into Maybank, then according to Maybank website, you should be able to get a credit card from them but you still need a letter rfom your employer. Check out MBB website for more info.
I guess you pump at Petronas. Get OCBC card where you can get 5% discount for Petrol, TNB, Telco and ASTRO and dining everyday but capped at RM50 per month. Also check out Maybankard 2 Card especially the AMEX card to see if it benefit you i.e. the places you patronizes accept AMEX. Go check out Places that accept AMEX thread.

Click here to read more on OCBC Titanium MasterCArd.

Click here to read more about Maybankard 2 Cards.
Dear anne1995, your nickname is like girl but your actual name is hanim. Anyway, since you are new here, please be advised agents are to only post at Notice Board for services rendered. Click here to Notice Board. Your comments are welcome but you are not to advertise your product.