Hi Gen-X

1. Annual Income: leave blank.

2. Free Lifetime Annual Fee: A Must .

3. Card required for: Cash Back/Rebate Only,

4. Existing credit cards if any: Citibank Clear Card

5. Preferred Bank or Considering CC from banks: UOB 1 Card or OCBC Titanium. Maybank AMEX doesnt seems suitable due to weekday spending more

6. Others: Looking to replace Citibank with cash rebate.
Preferable getting RM150 cash rebate based on below spending and no CAP.

7. Estimated Spending per month with the card: Average 3K
30% from Foods, 10%Petrol, 8% Telco, 10% Gym&Insurance, 42%Others.

Did Maybank2kard capped it at rm50 per month?

Which one of below didn't capped?
Uob 1
Ochs ti
Maybank2kard

Sorry im not very clear what does it mean by combined.

Based on my below spending Average 3K per month
30% from Foods, 10%Petrol, 8% Telco, 10% Gym&Insurance, 42%Others.

Is it possible to go for 1 CC and rebate of RM150 per month?
If yes which will be the recommended?

Thanks Erry.

I just want to clarify that UOB 1 Card only caps on petrol and groceries.
Meaning i might be able to get rebate of RM150 per month provided i swipe more on other categories.

i think it make sense.
I will go for it then. Thx