Hi,

I'm newbie in this forum and credit card application.


1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: , Cash Back/Rebate Only, Overseas Transactions, Dining and Online Transactions. Some time for some entertaiment such as sing K and movie.

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: Any bank that suitable for me. Most important is convenience to make payment.

6. Others: I just want to know what is the best card for a new card holder.

7. Estimated Spending per month with the card: Less than RM1K


Thanks for anybody that help me

Thanks for your suggestion. I know there will be no best credit card. I just do not want to select the wrong card issuer to use with. I will try to apply for it. Is it the best to apply two bank at the same time?